Since 2013, Google Wallet is part of Gmail on the web. Today, however, the company has rolled out a new integration on its mobile version.
If you’re using the Gmail app on Android, you can now send or receive money from anyone. And yes, it includes from someone who doesn’t have a Gmail address. All you have to do is tap a button.
The primary goal here is to make exchanging money to be as easy as attaching a file. If you wish to access the feature, you just need to tap the attachment icon. It’s the icon that looks like a paperclip.
Then, choose to send or request money. It depends on your financial needs. After that, you’ll see a pop-up window that lets you input a certain amount and a note. Tap the send button.
The most interesting part here is that there’s no need to install the Google Wallet on your Android phone. Furthermore, you can customize the feature in a way that you’re going to receive the money directly to your bank account. Don’t worry about fees as Google won’t charge you any.
This new feature will surely take on other payment apps, such as PayPal and Square Cash. Users can now quickly move their money within their Gmail accounts. For users, it’ll be valuable in times when you don’t have money, and you’re already discussing money in an email conversation.
It becomes handy if you and your family are planning a trip. Or if you and your siblings are planning to get a present for your parents.
Of course, there are limitations involved. For example, you or your friends might not want to use Gmail if you need to split the dinner bill or pay your friends back for drinks.
If you choose to use this feature to send or receive money in Gmail, you’ll have to face the clutter of your inbox. Don’t want that? Then, you may wish to perform this task using a standalone payment app.
But Google isn’t the only company that wants to expand the functionality of its communications app. Snapchat, for example, is now offering a way for users to pay other people through its Snapcash.
Facebook, too, has a similar feature. You can send and receive money through Messenger. WeChat has become a go-to mobile payment method for people outside the US.
Other messaging platforms support third-party payments bots, such as PayPal, TransferWise, and others.
Even though Gmail isn’t a messaging app, it’s one of the most popular apps on the market. It outshines Yahoo, Microsoft, and others.
But it took four years for Gmail to integrate such functionality considering Google Wallet has been part of the app since 2013.
Currently, the feature is only available on Android. That said, it only indicates that money transfer feature within this app isn’t heavily used.
If you live outside the US, you can’t use it yet as the feature is only available in the US and users can access it on web and Android.